Our disability insurance program is unlike any other and offers some exceptional features. This program is specifically designed for Postal employees. Listed below are a few of the program details:
No physicals or examinations
Most disability programs require physicals, prescription checks, as well as checking your driving record. If an insurance company checks all these areas it reduces your chances of being approved.
Only a 14 day Waiting Period before benefits begin
Most disability plans require a 60 or 90 day waiting period before you are eligible for benefits. If you think about it A LOT of injuries and sicknesses can cause you to miss less than 90 days of work. On their plan you wouldn't receive even one check. On our plan you would be eligible after 14 days.
Up to $2,000 a month tax free benefit
Covers both on and off the job injuries
This is huge because you never know where you might be injured. If you're injured on the job you may be eligible for WCC, but if you fall in your back yard they aren't going to pay anything. Your paycheck needs to be protected no matter where the injury occurs and that's why our program covers both.
Payroll deduction for Premiums
Everybody knows it's easier to pay for something with money you never see. It doesn't get any easier than payroll deduction through Postalease.
Your Doctor is the one that decides if you can or can't work
This is probably one of the top two reasons Postal employees should utilize our program. Most disability plans require you to submit Dr's records to their IN HOUSE DOCTOR to determine if your claim will be paid. It doesn't take a rocket scientist to figure out that the insurance company's doctor would be much more strict than your own family doctor. This can mean the difference between getting paid or not getting paid.
You are covered for up to one year per injury or sickness
This is a short-term disability plan that will make payments for up to one year for each covered illness or injury.
Easy Application Process
It doesn't get any easier. All you have to do is APPLY NOW and your information will be sent to one of our Disability Specialists. They can answer any and all of your questions and help you determine the level of benefits that is right for you. You may also call us at 888-770-1287.